.patr-calculator{--patr-color-primary:#2563eb;--patr-color-text:#1d2327;box-sizing:border-box;max-width:100%;margin:0 auto;font-family:inherit;color:var(--patr-color-text);background:#fff}.patr-calculator *,.patr-calculator *::before,.patr-calculator *::after{box-sizing:inherit}.patr-calculator__form{padding:10px;background:#fff;box-shadow:0 0 20px rgb(0 0 0 / .25);border-radius:20px}.patr-calculator__fieldset{border:0;margin:0 0 1rem;padding:0}.patr-calculator__bm-selector{margin-bottom:0}.patr-calculator__legend,.patr-calculator__label{display:block;font-weight:600;font-size:.875rem;color:#50575e;padding:0}.patr-calculator__label{margin-bottom:.375rem}.patr-calculator__header{text-align:center;margin-bottom:1.25rem}.patr-calculator__title{font-size:1.25rem;font-weight:700;margin:0 0 .25rem;color:var(--patr-color-text)}.patr-calculator__subtitle{font-size:.875rem;color:#50575e;margin:0 auto .75rem;line-height:1.5;max-width:36rem}.patr-calculator__how-to{margin-left:0!important;gap:.5rem 1.5rem;list-style:none;padding:0;margin:0;font-size:.8125rem;color:var(--patr-color-text);flex-wrap:wrap}.patr-calculator__how-to li{display:flex;align-items:center;gap:.375rem}.patr-calculator__how-to li::before{content:counter(list-item);display:inline-flex;align-items:center;justify-content:center;width:1.25rem;height:1.25rem;border-radius:50%;background:var(--patr-color-primary);color:#fff;font-size:.6875rem;font-weight:700;flex-shrink:0}.patr-calculator__category-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:.5rem}.patr-calculator__category-btn:last-child{grid-column:1 / -1}.patr-calculator__category-btn{display:flex;flex-direction:column;align-items:center;gap:.1rem;padding:.5rem .25rem;border:1px solid #021228d1;border-radius:6px;background:#fff;color:#021228d1;cursor:pointer;font-size:.75rem;font-family:inherit;line-height:1.2;text-align:center;transition:background 0.3s,color 0.3s,border-color 0.3s}.patr-calculator__category-btn:hover{border-color:var(--patr-color-primary)}.patr-calculator__category-btn:focus-visible{border-color:var(--patr-color-primary);outline:2px solid var(--patr-color-primary);outline-offset:2px}.patr-calculator__category-btn--active{background:var(--patr-color-primary);border-color:var(--patr-color-primary);color:#fff}.patr-calculator__category-icon{display:flex;align-items:center;justify-content:center;width:1.5rem;height:1.5rem}.patr-calculator__category-icon svg{width:100%;height:100%}.patr-calculator__category-label{display:block;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;max-width:100%}.patr-calculator__radio-label,.patr-calculator__checkbox-label{display:inline-flex;align-items:center;gap:.375rem;cursor:pointer;font-size:.9375rem;margin-right:1rem;padding:.25rem 0}.patr-calculator__radio,.patr-calculator__checkbox{accent-color:var(--patr-color-primary);width:1.125rem;height:1.125rem;margin:0;cursor:pointer}.patr-calculator__risk-selectors{margin-bottom:1rem}.patr-calculator__field{margin-bottom:.75rem}.patr-calculator__select{width:100%;padding:.5rem;border:1px solid #c3c4c7;border-radius:6px;background:#fff;color:var(--patr-color-text);font-family:inherit;font-size:0.9375rem!important;transition:border-color 0.3s,box-shadow 0.3s}.patr-calculator__select:focus{border-color:var(--patr-color-primary);box-shadow:0 0 0 1px var(--patr-color-primary);outline:none}.patr-calculator__bm-tooltip{font-size:.75rem;color:#6b7280;font-style:italic;line-height:1rem}.patr-calculator__scroll-cue{display:flex;justify-content:center;margin:-.5rem .5rem .5rem;padding:.25rem 0;color:#50575e;opacity:0;transform:translateY(-6px);transition:opacity 0.3s,color 0.3s;pointer-events:none}.patr-calculator__scroll-cue--active{animation:patr-scroll-cue 2.4s ease-out forwards}@keyframes patr-scroll-cue{0%{opacity:0;transform:translateY(-6px);color:var(--patr-color-primary)}12%{opacity:1;transform:translateY(0)}25%{transform:translateY(4px)}37%{transform:translateY(0)}50%{transform:translateY(3px)}62%{transform:translateY(0)}80%{opacity:1;color:var(--patr-color-primary)}100%{opacity:0;transform:translateY(0);color:#50575e}}@media (prefers-reduced-motion:reduce){.patr-calculator *,.patr-calculator *::before,.patr-calculator *::after{transition-duration:0.01ms!important;animation-duration:0.01ms!important}.patr-calculator__scroll-cue--active{animation:none;opacity:0}}.patr-calculator__results{background:#f0f0f1;border-radius:6px;padding:1rem;margin-bottom:1rem}.patr-calculator__result{margin-bottom:.75rem}.patr-calculator__result-label{display:block;font-size:.8125rem;color:#50575e;margin-bottom:.125rem}.patr-calculator__result-value{display:block;font-size:1.5rem;font-weight:700;color:var(--patr-color-primary)}.patr-calculator__result--secondary .patr-calculator__result-value{font-size:1.1rem;font-weight:500;color:var(--patr-color-text)}.patr-calculator__result-value--discount{color:#08B627!important}.patr-calculator__result-value--penalty{color:#FF0000!important}.patr-calculator__result-value--warning{color:#FF6C00!important}.patr-calculator__message{font-size:.8125rem;color:#50575e;line-height:1.5}.patr-calculator__message p{margin:.25rem 0 .5rem}.patr-calculator__message a{color:var(--patr-color-primary)}.patr-calculator__disclaimer{font-size:.75rem;color:#6b7280;font-style:italic;line-height:1.5}.patr-calculator__disclaimer p{margin:0 0 .375rem}@media (min-width:768px){.patr-calculator{max-width:700px;padding:1.5rem}.patr-calculator__form{padding:30px 40px}.patr-calculator__how-to{margin-left:29%!important}.patr-calculator__title{font-size:1.5rem}.patr-calculator__category-grid{grid-template-columns:repeat(3,1fr)}.patr-calculator__category-btn{font-size:.8125rem}.patr-calculator__category-icon{width:2rem;height:2rem}.patr-calculator__results{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.patr-calculator__result{margin-bottom:0}}